Matt Bartlett

Branch Manager NMLS #1478121

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Matt Bartlett

About Matt Bartlett

With over two decades of experience in the real estate and mortgage industry, I’ve worked across nearly every facet from title and property management to securing financing for commercial and multifamily properties. My passion lies in helping first-time home buyers take that exciting first step, as well as guiding clients through financing their forever homes. I’ve had the privilege of assisting veterans and real estate investors by crafting creative financing solutions that maximize cash flow and produce long-term value. I take pride in offering personalized mortgage strategies tailored to each client’s unique goals and qualifications. My approach is rooted in two core values: inform and advise. I believe in making the home-buying process approachable and transparent, explaining loan options in plain English and structuring financing to support both short and long-term objectives. I always encourage clients to work with professionals who prioritize their best interests because the right team makes all the difference. I was born and raised near Saint Paul, Minnesota, where I currently live with my wife and two young daughters. Outside of work, I enjoy spending time with my family, golfing, vacationing on Gull Lake, boating, fishing, and searching for turtles. My goal is to be your trusted home buying advisor and build a lasting relationship that goes beyond the transaction. If you're ready to take the next step in your real estate journey, I’d love the opportunity to connect.



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  1. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000.
  2. The Fixed Rate Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw.
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